PayPal fee calculator
See what PayPal takes from a payment and how much you receive, or find the amount to ask for so you get exactly what you need.
- PayPal fee
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- You receive
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- Ask for
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Standard rates for US PayPal business accounts, last reviewed November 4, 2026. Fees differ by country and account type: check the fees page in your PayPal account and edit the rate if needed.
How PayPal fees are calculated
Most PayPal payments cost a percentage of the amount plus a fixed fee that depends on the currency received. For a US PayPal Checkout payment, the rate is 3.49% + $0.49: on a $100 payment the fee is $3.49 + $0.49 = $3.98, so you receive $96.02.
International payments, where the buyer is in another country, add 1.5% to the rate. Converting the money to another currency costs extra.
How much to ask for to receive an exact amount
Adding the fee you see to the price is not enough, because PayPal also takes a percentage of the extra. Use this formula instead: amount to ask = (amount you want + fixed fee) ÷ (1 − rate ÷ 100).
To receive exactly $100 through PayPal Checkout: (100 + 0.49) ÷ (1 − 0.0349) = $104.12.